A transaction whereby the seller is finances the purchase to the buyer. It is a legal and ethical strategy (when structured properly) being used by savvy investors on a daily basis across the US and has been for decades.
10-20% Down Payment Can Qualify, sometimes less
Show the seller you can make monthly payments
Finding the right seller to finance at the terms you prefer may require expanding your criteria
Subject-to in real estate is a transaction whereby the seller finances the buyer via their existing loan without any remaining equity to finance. This can occur with or without a substantial down payment.
Contact 714-501-6333
Bk, Foreclosure, Short-sale, self-employed... OK
10-15% down opportunities possible
No banks needed to finance your purchase! Sellers will finance.
Finding Paul and working with him in the purchase of our home was slight miracle. We did not think we would be able to find a home to purchase because of some credit issues. Paul knew what we were looking for. He sent us various properties over a 4 or 5 month period and one of them fit what we were looking for. He directed us to an opportunity to buy instead of rent with an owner financed deal. I was about to deliver our first baby so I was getting very nervous about the time frame in which it was taking place. He kept us calm and got us into our home with one month to spare before our daughter was born. I would highly recommend Paul to anyone looking for a home.
Shane & Khara - Bought in Laguna Hills using Owner Financing
Cash flow from a seller financed note may exceed that of the fair market rents.
The buyer pays for the monthly mortgage, taxes, insurance and association dues and is responsible for upkeep and maintenance.
There may be potential tax benefits by seller financing your home. Consult with your tax professional or CPA.
Paul Youssef, Real Estate Professional | Loan Officer PaulAnthonyRealEstate@gmail.com (714) 501-6333
Seller financing terms vary on a case by case basis depending on but not limited to: the seller's existing loan(s) and equity position, condition of property and its financeability, buyer's ability to make a down payment and ability to repay the loan, the seller's cash needs at closing and risk tolerance, to name a few.
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